Schedule a Review
Schedule a 30-Min Review
Professional Liability Insurance

Protection for the Expertise Your Clients Rely On.

Your clients count on your advice and professional services. If they claim a mistake or oversight caused them financial harm, professional liability insurance, also called errors and omissions insurance, can help with covered legal defense costs and damages. Find coverage suited to the services you provide, with clear guidance from Cook Insurance on what each option covers and leaves out
Schedule a 30-Min Review
COVERAGE OVERVIEW

What Professional Liability Insurance Can Help Pay For.

If a client claims your work caused them financial harm, these two protections address the costs your business could face.
/01

Legal Defense Costs

Responding to a claim can be costly, even when you believe your work was done correctly. Coverage can help pay attorney fees and other defense expenses for claims your policy covers.

/02

Settlements and Judgments

If a covered claim results in a settlement or judgment against your business, professional liability insurance can help pay those costs, up to the amount your policy provides.

  • OUR APPROACH

The Right Coverage Starts With Understanding Your Needs.

Every situation is different. We take the time to understand what you’re protecting, review your current coverage, and help identify potential gaps so you can make informed decisions with confidence.

How is professional liability different from general liability?
General liability typically addresses claims involving injuries to others, damage to their property, and certain advertising-related offenses. Professional liability addresses claims that mistakes or oversights in your professional services caused a client financial harm. Depending on what your business does, you may need both.
Not automatically. Coverage can depend on when the work was done, when a claim is made, and when it’s reported to the insurance company. Before buying or changing policies, discuss your earlier work and any existing coverage with Cook Insurance so we can explain how the dates affect your protection.
They can. Some policies count attorney fees and other defense expenses toward the same coverage amount used to pay settlements or judgments. Others handle those costs differently. When comparing options, look at how defense expenses affect the protection available to your business.
LET’S START WITH A CONVERSATION

Find Coverage That Fits the Work You Do.

Start with a few details about your business and the services you provide. Contact Cook Insurance to discuss your options and get a quote. Our team will guide you through the next steps
Schedule a 30-Min Review
Request a Quote

Create an account to access this functionality.
Discover the advantages

Create account